Generally people visit agent's office before purchasing any of the health insurance policy. If you are also interested to work as a health insurance agent then you have to fulfill some of the essential formalities.
Any person without the legitimate license cannot sell insurance policy to any individual. Each state has a department of insurance that specifies all the important requirements of particular state. Each agent may be of any state must have a training to get license. You can get insurance training from certain institute or through some websites that that can train you using internet. You can also study it by yourself through any source like books. As soon as you finish your training you can sit for exam to get license after paying little amount.
There are some passing criteria for this exam to get license like many states demands more than 70 percentile in the exam. After clearing exam you have to fill application of health and accident producer license. You can either visit the office for this application or visit there website or download application. It is not necessary to pass graduation, to get insurance agent license. There are some points that are analyzed by department of insurance before giving license to any person. If you are maintaining good reputation then only you can maintain your license. To keep your license valid just maintain good standard.
There are some continuing education hours that are to be completed. License stays valid for two years, after completion of every two years license must be renewed. These education sources are many like classes from where you can learn this education or through online manuals. You can also study by your own. Education is the former task after this you have to show that you actually know, for this purpose you have to appear in an exam. There are various institutions that provides with the education for licensing. According to your learn ability and affordability you can choose the source for training. Affordability is also an issue as institutions will surely charge you some money.
After getting license you can work for any insurance company and sell there policies or there is another option to work independently and work as broker. Unlike captive agents broker can sell insurance policy of any insurance company. Health insurance involves various policies related to health point of view and a health insurance agent can sell these health related policies.
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